Some or all of the mortgage lenders featured on our website are advertising companions of NerdWallet, but this does not affect our evaluations, lender star scores or the order by which lenders are listed on the page. U.S. Bank scores properly for customer support, earning the highest rating for California banks in JD Power’s 2023 U.S. Upgrade, headquartered in San Francisco, partners with Cross River Bank to issue home improvement loans.

Home warranties are supplied for sale as one-year or multiple-year contracts. If your guarantee expires earlier than you acquire a new contract, your coverage will be discontinued till the …